Pretcapital

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Loan Application

1-844-977-7738

Demande de prêt

A mortgage loan adapted to your situation

No matter your credit score
Approval in 24 hours

ONLINE APPLICATION
1-844-977-7738

OUR MORTGAGES WILL ALLOW YOU TO RETURN YOUR FINANCIAL FREEDOM

DEBT CONSOLIDATION

The principle of debt consolidation is very simple: take out a single loan from a lender to repay all your debts.

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60-DAY NOTICE

Does your current mortgage lender want a refund? They’re demanding payment of all late payments and fees within 60 days, or else.

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BAD CREDIT

Your bank has rejected your loan because you have bad credit. Please note that regardless of your credit bureau, we can lend to you if you are a homeowner. 

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LEGAL MORTGAGE

The consequences of publishing a legal mortgage notice can be dramatic. Thanks to appeals.

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NEED MONEY FAST

Are you a homeowner in Quebec and need money quickly? In
just 2 days.

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A SIMPLE 3-STEP PROCESS

Complete the application

Simply provide us with a little information, either online or over the phone, whichever you prefer. The application is without obligation and will not affect your credit score.

Demand analysis and personalized offer

When we receive your request, we’ll analyze it within 12 hours and send you a personalized offer tailored to your needs. We’ll present the
terms, rates, and conditions transparently.

Receive your cash

Within 48 hours you will have signed the mortgage deed at the notary and the money will be deposited into your bank account.

Apply now and get your funds within 48 hours

Private Mortgage Application

OUR CUSTOMER RATINGS ON GOOGLE

child was sick, and my partner had to quit her job to care for our child full-time. We couldn’t make ends meet. So, we stopped paying our mortgage for a few months. We received a 60-day notice. We thought the sky had fallen. We thought we would have to leave our house. We contacted Pretcapital, and with their strategy, we were able to keep our house.

I.Chelly

And yes, we avoided bankruptcy by making a consumer proposal. However, we had no idea of ​​the consequences of such a proposal. We had to replace our roof, and no financial institution wanted to lend to us because of our proposal. A friend told me about Pretcapital. I called them, and they helped me get a loan quickly and settle my consumer proposal, which would have damaged my credit for another 5 years.

L. Dupont

Having been self-employed for two years, following my dismissal, no bank wanted to lend me money. However , Pretcapital lent me the money I needed. Since then, this has allowed my business to expand. If I hadn’t done business with Pretcapital, I would have missed out on 

F. Landry

Superb experience with the Pretcapital staff. I was supported from start to finish of the process. They also followed up with me regularly afterward so I 

V. Apostolatos

I needed quick cash due to unforeseen expenses. I contacted the specialists at Pretcapital and received my money within the same week.

R.Falby

The advantages of a private mortgage

Speed

A traditional mortgage application can take several weeks. With Pretcapital, your application will be reviewed in less than 12 hours and you can receive your funds within 48 hours.

Simplicity

You won’t have to provide a plethora of documents, as
financial institutions usually require. We
‘ll base our decision on an analysis of your needs and our discussions.

Advantageous interest rates

Our interest rates are among the most competitive in Quebec, even if you have bad credit. This allows you to have payments that fit your budget.

Liquidity accessible at all times

Throughout your loan, you’ll be able to access other liquid assets without having to visit a notary. Simply contact us, and we’ll be able to transfer the amount of liquid assets you need in less than 12 hours.

Apply for your loan now

Ready to regain your financial stability? Get started today by completing your private mortgage application with Pretcapital, the leader in alternative mortgage lending in Quebec.

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