About
Pretcapital: Leader in Alternative Mortgage Financing in Quebec
Pretcapital was founded in 2018 to meet a need not met by traditional banks.
Pretcapital is the leader in Quebec in short-term private residential financing.
Pretcapital is an alternative mortgage lending company. Our products include first and second mortgages. At Pretcapital, we finance loans that even banks have rejected.
Pretcapital was founded on traditional values:
• honesty;
• integrity;
• trust.
We know that no two situations are the same and that every problem deserves a new approach. This unique understanding of each of our clients’ individual needs has led us to build many long-term relationships.
As a result, we have earned the trust and respect of our customers by consistently delivering optimal solutions and delivering on our promises.
Precapital has a deep understanding of the alternative lending market and the financial strength to solve even the most complex problems with diligence and reliability.


Why Pretcapital?
Our team has over 20 years of combined experience in the mortgage financing field.
We have the expertise, knowledge, access to capital, and creativity to act quickly and make the business decisions you need to achieve your goals.
We understand the challenges of mortgage financing, and we work with our clients to achieve their personal and financial goals.
Confidentiality
Our online mortgage application is simple and takes less than 2 minutes to complete. The application is obligation-free and will not affect your credit score.
In less than 12 hours, your request will be analyzed and one of our mortgage specialists will contact you to inform you if you meet the requirements to obtain a mortgage loan with Pretcapital, the leader in private mortgage loans in Quebec.
